Unitus CCU currently offers the following rate lock :

• 45 Day Lock:  To lock a rate, a non-refundable deposit of $250 must be paid up front, in addition .125% in discount points will apply. The $250 deposit will be credited to your closing costs. Please note that if your Unitus CCU loan does not fund, your loan terms change, you choose to switch to another loan product, or you decide to purchase a different property other then that specified on the purchase agreement you will forfeit your lock deposit.  A rate lock may be obtained by contacting your loan officer before 1pm PST on regular business days, via phone or in person. The lock is only available after the, loan amount, income, assets, and credit information have been verified. If your loan is for a purchase a signed purchase agreement must be sent to your loan officer prior to locking.
• Additional lock terms may be available, please contact us for details.